Tokio Marine Insurance Singapore Ltd.

We cover accidental loss or damage to your vehicle and your legal liability for third party (including passenger) injury and property damage. You will also enjoy:

• Free flood and windstorm cover
• Free strike, riot and civil commotion cover
• Free unlimited windscreen cover
• Cover against legal liability to third party resulting from negligent acts of passenger
• Personal accident cover for you up to $50,000
• Medical expenses cover for you, your authorized driver and passenger for up to $1,000 each every accident
• 24-hour towing services from our approved workshops for accident-related breakdowns
• Waiver of excess for the first accident in the policy year if you enjoy 40% and above NCD and if the vehicle is driven by you or a Named Driver at the time of the accident provided the accident repairs are carried out at one of our Approved Workshops.

For comprehensive cover, you can opt for either of the 2 plans:

Approved Workshop Plan

• If you wish to claim against your own insurance, all accident repairs must be carried out at any of our approved workshops unless your vehicle is still under the manufacturer's original warranty (not including extended manufacturer's warranty). However, even if your vehicle is still under the manufacturer's warranty, you must still carry out your windscreen replacement at one of our approved workshops;
• When you replace your windscreen at any of our approved workshops,
  - no limit is imposed on the cost of replacement;
  - your No-Claim-Discount (NCD) will not be affected

Non-Approved Workshop Plan

• Accident repairs may be carried out at any workshop of your choice;
• However, for windscreen replacement carried out at a non-approved workshop, the maximum amount we will pay is $500 for each claim.

We cover loss or damage to your vehicle caused directly by fire or theft as well as your legal liability for any third party injury or property damage.

The cover is limited to only your legal liability for any third party injury or property damage.

Our insurance does not cover loss, damage or liability arising from:

• terrorism, war, nuclear-related events and radioactive contamination;
• accident caused whilst the vehicle was driven by anyone under the influence of intoxicating liquor or drugs.

Under the motor insurance you have to:

• maintain your vehicle in efficient working condition;
• inform us in writing as soon as possible when an accident that may give rise to a claim occurs;
• refer to us immediately any claim or writ of summons served upon you.

We support the general insurance code of practice developed by the General Insurance Association of Singapore (GIA) to enhance the standards of service in the insurance industry. You can obtain more information on the code of practice and how it benefits you by contacting us at 6325 0440.

IMPORTANT
The information provided here is a summary of the key features. The specific terms, conditions and exclusions applicable to the insurance are contained in the policy which will be issued to you upon acceptance of your application. A copy of the specimen policy can be made available to you upon request.